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An alternative to the Business Card with Rewards is the Advanta Platinum Business Card. No, you don't get rewards with the card, but you do get a 12 month 0% APR and a beefy credit line of up to $50,000! This can be the perfect card for business people who must charge just about everything, but don't want to be restricted by a lower credit line. Perhaps one of the most unusual cards in the Advanta arsenal is the Advanta Life-of-Balance Platinum card. If you have balances to transfer, this card can be extremely beneficial as the 2.99% fee on balance transfers stays in effect until the card is paid off. In addition, the card pays you 6% cash back on many purchases or you can redeem your points for travel rewards. Best of all, there is no limit on earnings so you can accumulate an unlimited amount of points every year. A truly unusual offer for a truly exceptional card! So, there you have it? Choices narrowed down to the top three. Whichever Chase credit card you select, maximize your choice to get the most you can out of it. Cash, points, free air miles he choice is yours and a Chase credit card can help you get what you want for free! Let face it: in order to buy or sell so many things in today society you simply must have a credit card available in order to complete many transactions. Sure, you could pay cash for many things, but how convenient [or safe] is it to carry around a wad of bills? If you lose the money, it is gone forever. Not so with a credit card as that little plastic device can be easily replaced. What do you do if you have bad credit? Are you locked out from getting a credit card? Happily, the answer is a resounding no. You have some options that can help put a new credit card in your wallet, bad credit or not. Before we take a look at applying for bad credit card, let's examine some things that could cause you to have a bad credit rating: If you apply for a bad credit card, please know that the consumer requirements are different than for those cards for people with good credit. Still, a bad credit card can be a good idea to help you build your credit rating back up; it won't improve overnight, but it can improve with your disciplined repayment plan. Here are some things you must know about a bad credit card: Your APR will be higher. Some offer low APRs for the introductory rate, while other cards will offer a variable rate. Overall, the APR will be higher. Default rate. If you are late with payments, you may find yourself paying a much higher default rate. Annual fee. Expect to pay an annual fee as high as $100 per card, less if it is for a secured card. Other fees. Depending on the card you select, you can be charged an account set up fee, program fee, annual fee, and a participation fee. When shopping for a bad credit card, only commit to getting one that fits your budget. Between the fees and the higher APR, you could find yourself with a card that doesn't work with you. Still, by using a bad credit card, you can reestablish your credit if you use the card and pay it down quickly and on time. Just remember: having bad credit doesn't make you a bad person. Sometimes circumstances in your life can adversely affect your credit standing, but you can take charge of your credit today by finding a bad credit card that fits your lifestyle. So, which business card is right for you? Well, only you can make that determination. Each of the three Advanta cards has its own special features, so weighing what is important to you against what doesn't matter is one way to go about selecting a new credit card. Still, each Advanta card has so much to offer and getting an Advanta card gives you advantages over many ordinary business cards. Regardless, offers such as these are certain not to last forever, so taking action now will ensure that you get the best card that meets your needs. Chase recently announced the release of two new credit cards for the business community. The Chase Platinum Business Card and the Chase Business Rebate Card are now available, giving business people more options and a better deal than what they can get through ordinary business cards. Are these cards worth getting? More importantly, do they offer to your business a reason to switch? Let's examine the new cards and what they have to offer to you, the business person. There are business credit cards that adequately meet most business owners?needs while there are other cards that really stand out. The two new credit card offerings from Chase are a pair of stand out performers.
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