In 2006, I invested and lost $13,000 in an Internet scam. To get the money I got cash advances from credit cards. Now I'm stuck living with my in-laws and am tired of living here. I couldn't afford the interest rate so they put all of my debt in their names. My question is if I get the debt put back in my name and quit paying it, will I have bad credit for the rest of my life? Or what will happen if I file bankruptcy?

Credit cards that use contactless technology are already becoming familiar to consumers through devices such as the Mobil Speedpass. You make purchases simply by waving such devices in front of contactless readers wherever you find them. Credit issuers want to add the technology to your mobile phone, so you can scan it, too.

Credit card customers are awash in choices, able to pick from any number of customized rewards programs, affiliations, fee structures -- even the images decorating the front. But an upstart player is taking on the card network giants, hoping that its innovative features and security -- combined with a deal it hopes merchants can't refuse -- can cut through the noise to find a home in your wallet and on your computer.

A delinquent credit card for $10,000 ... hmm ... there's a lot of that going around this time of year. The first thing I noticed in your question is that you state you don't "want" to pay 30.99 percent interest on your credit card balance, not that you "can't" pay. No one wants to pay high interest rates on their credit card balances. Sometimes, however, due to circumstances outside or within our control we must.

Federal regulators have taken a first pass at creating rules to stamp out illegal online gambling via credit cards. Judging from the reaction, the Feds came up snake eyes.

The holidays bring a flurry of emotions and obligations, and people find it easy to get lost in holiday spirit. You may feel guilty if you can't afford to buy your loved ones what they want, so you put presents on the credit card.

Credit card debt can put a debilitating drag on your personal finances and limit your day-to-day money options. If you have a large outstanding credit card balance, now might be the time to consider your credit card debt consolidation options.

Don't have a credit card or don't want to use one to rent a car? A CreditCards.com survey of the major rental car companies found it's difficult but not impossible to rent a car without plastic. Keep these 12 tips in mind the next time you approach the rental car counter with no plastic in hand. It just might help you avoid a frustrating rental experience.

Thought you couldn't get a rental car if you didn't have a credit card? That's probably what you've heard for years from rental car agents at airports, but it may be getting easier for some travelers to rent a car without a credit card. A CreditCards.com survey of the top rental car companies indicates that nearly all of the companies allow you to rent their vehicles without credit cards. However, it may take some work on your part -- and patience -- to get the vehicles.

Credit card debt is an epidemic in the Western world, most notably in the United States. The combination of large outstanding balances, penalty pricing and late fees often conspires to keep consumers in a vicious cycle. It doesn't help that 74 percent of Americans put holiday gifts on their credit cards, according to a 2006 survey by the Family Credit Counseling Service.