21 resolutions to beat credit woes and debt regret      

Was 2007 a bad year for you and credit card debt? CreditCards.com recommends paying attention to the fine print on credit card contracts, comparing credit card rates and protecting your identity in the coming year. Here are some easy and not-so-easy steps to take:

 
Disclosures would increase on subprime credit card fees      

Subprime credit cards are issued to customers with bad credit or no credit history. They are sometimes referred to as "fee harvester cards" in the credit card industry. These cards typically carry low credit limits of $250 to $500 and are designed to help cardholders launch or re-establish payment histories.

 
FAQ about credit cards and disasters      

When a disaster strikes, credit cards can be a lifeline, providing for immediate needs and easing discomfort. These are the most common questions that come up for smartly dealing with credit cards when lives are in disarray.

 
11 ways for seniors to mop up credit card debt      

Before she sought help from the nonprofit Consolidated Credit Counseling Services Inc. about three years ago, Joyce Roberts' credit card debt had swelled to between $10,000 and $15,000. This Massachusetts baby boomer had essentially gone bust.

 
Older Americans' credit card debt rising      

The rocky years of the Depression shaped frugal and debt-shy consumers, but towering credit card balances now compel many seniors to seek help.

 
4 wrong ways to escape credit card debt      

If you have substantial credit card debt, you may feel trapped. Escaping debt is a must, but there are both right and wrong ways to go about it. Unfortunately, those dressed up as a quick fix tend to cause more problems than they solve.

 
10 worst credit card mistakes      

Whether you're in a financial crunch or just lack a second Ferrari, credit card offers landing in your mailbox might look like an answer to prayer.

 
Expect credit card offers even after bankruptcy      

Consumers once were hard pressed to get credit in the wake of a bankruptcy. Times have changed: After bankruptcy, credit card offers now flood mailboxes.

 
4 ways to re-establish credit after bankruptcy      

Most responsible consumers who go through bankruptcy hope to borrow money again at reasonable rates. It can be done. Here's how.

 
Avoiding bad credit when you lose a job      

Getting laid off from a job can leave you in a tough financial situation pretty quick. But even when times are tough, it is very important to make sure you don't end up with bad credit.

 
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